"High finance isn't burglary or obtaining money by false pretenses, but rather a judicious selection from the best features of those fine arts."
Finley Peter Dunne, Chicago author, 1867-1936
“The crisis was the result of human action and inaction, not of Mother Nature or computer models gone haywire,” the report states. “The captains of finance and the public stewards of our financial system ignored warnings and failed to question, understand and manage evolving risks within a system essential to the well-being of the American public. Theirs was a big miss, not a stumble.”
The Financial Crisis Inquiry Commission, January, 2011